Privacy Policy

Introduction

Welcome to https://hard-money.pobb.net (hereafter referred to as “Hard-Money,” “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal data. This comprehensive Privacy Policy outlines our practices regarding the collection, storage, handling, and processing of personal information in adherence to various global privacy laws and regulations, including:

Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
Quebec Law 25
General Data Protection Regulation (GDPR) of the European Union
Lei Geral de Proteção de Dados (LGPD) of Brazil
California Consumer Privacy Act (CCPA/CPRA), California, USA
Colorado Privacy Act (CPA), Colorado, USA
Utah Consumer Sales and Personal Information Protection Act (UCPA), Utah, USA
Connecticut Data Privacy Act (CTDPA), Connecticut, USA
Virginia Consumer Data Protection Act (VCDPA), Virginia, USA
Protection of Personal Information Act (POPIA), South Africa

Scope

This Privacy Policy is applicable to all aspects of our online presence, including but not limited to:

Our official website at https://hard-money.pobb.net
Any mobile applications or software developed by us
Online services and products offered through our platform

Please note that this policy does not cover third-party platforms, apps, or services accessible via links on our site. These entities have their own privacy policies governing data collection and usage.

Processing Activities

This policy outlines the practices for personal data processing when:

You utilize any of our applications or services as an authorized user
You visit websites linked to this Privacy Policy
You engage with communications from us, including newsletters, emails, phone calls, or text messages/SMS

Personal Data Collection

We collect a range of personal data to enhance your experience and provide efficient services. The types of data we gather include:

Account Information: Details required to create and manage your user account.
Payment Information: Credit card details and billing addresses for transactions.
Financial Information: Data related to investments, savings, or other financial activities on our platform.
Purchase Information: Records of products or services purchased through us.
Mobile Device Identifiers: Unique identifiers from your mobile device for tracking and analytics.
Location Data: Information about your geographical location when you interact with our services.
Feedback: Comments, reviews, and ratings you provide to help us improve.
Social Media Information: Details from social media platforms when users choose to log in via these accounts.
Product Information: Data about products or services of interest, including preferences and interactions.

We collect this data through various methods: user inputs, interactions with our platform, automated tracking technologies (e.g., cookies), and third-party partnerships.

Cookies

Hard-Money employs cookies to enhance user experience and provide valuable analytics insights. Cookies are small text files stored on your device by our website or applications. They fall into three main categories:

Strictly Necessary: Essential for navigating our site, providing basic functions, and ensuring security.
Preference: Remembering user preferences, such as language settings and display choices.
Analytics: Collecting aggregated data to understand user behavior and improve services.

Users have the option to manage and control non-essential cookies through our built-in Cookie Manager.

Retention and Deletion

The duration for which we retain personal data depends on the purpose of collection and local legal requirements. Once the original purpose is fulfilled, we securely delete or anonymize the data. However, certain data may be stored for longer periods due to legal obligations or business needs, such as:

Financial records and transaction histories for auditing and tax purposes
Log files for system administration and security

Security Measures

We take stringent measures to safeguard your personal data from unauthorized access, disclosure, alteration, or destruction. Our security practices include:

Encryption: Secure encryption protocols are used for data transmission and storage.
Access Control: Strict access controls ensure that only authorized personnel can access sensitive data.
Regular Audits: We conduct periodic security audits to identify and mitigate potential risks.
Training: Our employees receive regular training on data protection best practices.

Your Rights (Depending on Location)

The privacy rights of our users are respected, and they have the following rights, depending on their geographical location:

Access: The right to access and request copies of your personal data held by us.
Rectification: Requesting corrections or amendments to inaccurate or incomplete personal data.
Erasure (Right to be Forgotten): The right to request the deletion of your personal data, under certain circumstances.
Restriction: Limiting our processing of your personal data for specific purposes.
Portability: Receiving a copy of your personal data in a structured, commonly used format.
Objection: Objecting to the processing of your data for marketing or other purposes.
Non-Discrimination: The right to be free from discrimination when exercising your data protection rights.

To exercise these rights or for data-related inquiries, please contact our dedicated privacy team via email at [email protected] or by post to the address provided on our website.

Changes to Policy

Hard-Money reserves the right to update and modify this Privacy Policy at any time. Any changes will be effectively communicated through our website, ensuring you are always informed about our data handling practices.

Contact Information

For any privacy-related inquiries, feedback, or requests, please contact us using the following details:

Email: [email protected]

Postal Address: [Provide the physical address]